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Cookie Policy

We use cookies to provide you with a better service and a better browsing experience. We only use our own cookies and we are responsible for their installation and for what we do with the data we obtain from them.

In the following table you will find links to make it easier for you to access the sections of this policy that are of interest to you. Nevertheless, we recommend that you read it in full:

1. What are cookies and what else is stored in the browser?

2. Are they dangerous?
• Technical and preference cookies have more benefits than risks
• Statistical cookies do not pose an appreciable risk either
• First-party cookies do not usually entail an appreciable risk either

3. Which technical cookies do we use and what for?

4. Which preference cookies do we use and what for?

5. We do not use statistical cookies

6. We do not use marketing cookies

7. We do not use other browser storage elements

8. How can I manage or disable cookies?

9. Modifications to this cookie policy

1. What are cookies and what else is stored in the browser?

Cookies are small text files that are stored in the browser when you visit our website. These files contain information about the browsing and interaction you have with our website, with the purpose of making your user experience more efficient and being able to show you advertising based on your browsing habits. Some cookies are essential for the proper functioning of the website, such as technical cookies or user interface personalisation cookies, while others, such as analytics cookies or behavioural advertising (or marketing) cookies, require us to inform you and obtain your consent before we can use them.

LocalStorage and SessionStorage are two data storage spaces located in your device’s browser and, like cookies, they may be first-party (when created by our own website) or third-party (when created by our service providers or our partners). The difference between the two spaces is that LocalStorage stores information indefinitely or until you decide to clear your browser data, whereas SessionStorage stores information for as long as the tab in which our website is being used remains open and, once closed, the information is deleted. The difference with cookies is that these two spaces allow more information to be stored than cookies without impacting website performance.

You can obtain more information here.

Finally, we inform you that, although the purpose of the third-party cookies we use, for which we are responsible, is the one indicated in the tables in the following sections, these third parties may use the data collected by their cookies for other purposes, for which they are solely responsible. In the case of third-party cookies, our responsibility is limited to downloading the cookies onto your device (which we do for the stated purpose). You can find out about the purposes of these third parties and whether or not they make transfers to third countries in their corresponding policies (see the links in the table).

2. Are they dangerous?

In general, the level of risk of cookies depends on the type, and on whether they are first-party or third-party. Most cookies are not dangerous. Specifically:

Technical and preference cookies have more benefits than risks

The Article 29 Working Party (formerly WP29 and now the European Data Protection Board), in its Opinion 4/2012 on the exemption from the cookie consent requirement, considers that they do not pose a risk to you and exempts from the obligation to obtain prior consent for their use all cookies that:

• are necessary for communications to be transmitted over a network between the user and the servers hosting the website;

• are necessary to provide a specific functionality explicitly requested by the user.

This exemption from the obligation to base the lawfulness of their use on your consent, as they do not represent a risk to you, is likewise reflected in the cookie guidelines published by most data protection authorities in EU countries (for example, in the case of the Spanish authority, it is set out in section 4.1 of the Guide on the use of cookies, of July 2020).

WP29 even defined the purposes that it explicitly considers present more benefits than risks to you.

Cookie purposes explicitly excluded from informed consent

With regard to their purpose, WP29 explicitly excludes the following cookies from the obligation to obtain the visitor’s informed consent:

• So-called “user input” cookies, which are usually used to track the user’s actions when filling in online forms during an HTTP session, or to remember the shopping basket the user has selected in an online shop.

• Session cookies used for user authentication or identification, which store a kind of token (evidence that the user is who they claim to be and has already been authenticated) to prevent that user from having to provide their username or password on every page with restricted access control that requests it.

• User security cookies, introduced specifically to strengthen the security of the service explicitly requested by the user. For example, to detect repeated failed login attempts to a website or abuse.

• Multimedia player session cookies.

• Session cookies for load balancing of information systems.

• User interface personalisation cookies, such as, for example, to remember your preferred language.

• Certain plug-in cookies for exchanging social content.

In general, in cases where a website offers visitors a service, in order to use cookies exclusively for the purposes for which it is not necessary to obtain consent, listed above, whether first-party or third-party, it is not necessary for the website controller — us — to inform the visitor that they are used or to obtain their consent.

Statistical cookies do not pose an appreciable risk either

Regarding the processing of data collected through analytics cookies, the aforementioned Opinion of the current European Data Protection Board stated that, although they are not exempt from the duty to obtain consent for their use, they are unlikely to represent a risk to users’ privacy provided that they are first-party cookies, that they process aggregated data for a strictly statistical purpose, that information about their uses is provided, and that the possibility for users to refuse their use is included.

First-party cookies do not usually entail an appreciable risk either

First-party cookies are generated by our website, whereas third-party cookies are generated by services or providers independent of us, and it is these independent providers who define the purposes and means of the processing they carry out.

Our sole responsibility with regard to third-party cookies is the necessary collaboration of our website in placing these cookies on your computer, a placement to which we are normally obliged as it is necessary in order to use the services provided to us by those third parties (for example, to verify that you are not a robot, of the kind that abound on the Internet, and thus prevent the requests or comments that could be sent to us through the website forms from impairing the attention given to genuine users).

3. Which technical cookies do we use and what for?

Technical cookies are those that allow the user to browse a website, platform or application and use the different options or services available, including the management and operation of the website and the enabling of its functions and services (for example, identifying the session, accessing restricted-access parts of the website, remembering the items making up an order, carrying out the order purchase process, managing payment, etc.). The website or app cannot function properly without these cookies, which is why they are considered necessary.

In our specific case, we use the following:

Cookie: session_id · Provider: ICA · Purpose: Allows the website to manage user interaction efficiently and securely, maintaining session consistency throughout browsing. · Duration: 1 h

4. Which preference cookies do we use and what for?

Preference or personalisation cookies allow our website to remember information that changes the way pages behave or look, with the purpose of differentiating your experience from that of other users. By way of example, the language in which you wish to view the website is usually remembered. If it is you who voluntarily chooses these characteristics, for example by selecting the flag or the letters identifying the language, this is considered a service you have expressly requested, provided that the cookies serve exclusively the purpose of personalisation, so in this case it would not be necessary to ask you for explicit authorisation.

Our website uses the following preference cookies:

Cookie: frontend_lang · Provider: ICA · Purpose: Remember the language in which content is displayed. · Duration: 1 year

Cookie: tz · Provider: ICA · Purpose: Remember the user’s time zone. · Duration: Session

5. We do not use statistical cookies

Statistical, or analytics, cookies are those that make it possible to understand how visitors interact with the pages of our website and thus carry out statistical analysis of the services we provide. The information collected is used to measure activity on our site with the purpose of introducing improvements to the products and services we offer you.

Our website does not use analytics cookies.

6. We do not use marketing cookies

Marketing or behavioural advertising cookies store information on user behaviour obtained through the continuous observation of browsing habits, which makes it possible to build a specific profile in order to display relevant and attractive advertisements for the individual user and, therefore, more valuable ones for third-party advertisers.

Our website does not use marketing or advertising cookies.

7. We do not use other browser storage elements

This website does not create storage spaces in the browser of the user’s device.

8. How can I manage or disable cookies?

You can administer, manage and disable the cookies used by our website at any time from your browser, for example in order to withdraw your consent, by following the instructions provided by your browser’s manufacturer:

– Instructions for Microsoft Edge

– Instructions for Google Chrome

– Instructions for Google Android

– Instructions for Internet Explorer 11

– Instructions for Mozilla Firefox

– Instructions for Opera

– Instructions for Safari

If you disable the installation of cookies in your browser, you will still be able to access our website with the same browser, but browsing may not be optimal and some of the services offered may not work correctly.

9. Modifications to this cookie policy

We will update this cookie policy whenever necessary to reflect any changes in our products and services.

If there are substantial changes to this policy we will notify you before they come into force by publishing a prominent notice in the cookie banner. In any case, we recommend that you periodically review this cookie policy to find out which cookies we use and how we use them.

Last updated: 11 February 2025.

iCrowd Andorra

We digitalize investment processes to connect originators and investors.

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  • Edifici Sandy 4, 3r pis, desp. 301
  • AD700 Escaldes-Engordany
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